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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,191 | $150,447-53.3% | $136,298-48.5% | $147,586-52.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.62% | 1049.15%-1029.5pp | 5156.27%-5136.7pp | 578.59%-559.0pp |
| Employer contribution / active EE | $33,596 | $5,256+539.2% | $4,696+615.5% | $4,876+589.0% |
| Participant deferral / active EE | $25,050 | $6,631+277.8% | $6,247+301.0% | $5,439+360.6% |
| Admin fee / account holder | $17,376 | $10,906+59.3% | $9,244+88.0% | $10,886+59.6% |