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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,438 | $85,790-6.2% | $67,313+19.5% | $135,380-40.6% |
| Participation rate | 85.7% | 76.5%+9.2pp | 69.1%+16.6pp | 82.6%+3.1pp |
| Annual return | -13.01% | -0.54%-12.5pp | -4.08%-8.9pp | 519.81%-532.8pp |
| Employer contribution / active EE | $3,144 | $3,487-9.9% | $2,566+22.5% | $4,779-34.2% |
| Participant deferral / active EE | $7,598 | $4,651+63.4% | $3,568+112.9% | $5,609+35.5% |
| Admin fee / account holder | $3,971 | $6,392-37.9% | $4,507-11.9% | $10,828-63.3% |