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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,910 | $81,763-9.6% | $58,561+26.2% | $139,466-47.0% |
| Participation rate | 83.3% | 61.3%+22.0pp | 50.9%+32.5pp | 80.3%+3.0pp |
| Annual return | 25.01% | 7427.77%-7402.8pp | 4251.33%-4226.3pp | 373.66%-348.7pp |
| Employer contribution / active EE | $10,227 | $1,398+631.4% | $1,053+870.8% | $4,754+115.1% |
| Participant deferral / active EE | $7,606 | $2,555+197.7% | $1,923+295.5% | $6,712+13.3% |
| Admin fee / account holder | $305 | $3,273-90.7% | $2,520-87.9% | $11,409-97.3% |