See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $11,877 |
CHARLES SCHWAB & CO., INC.4 years Service code 33 · EIN 94-1737782 | Securities brokerage; Direct payment ... | $7 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,740 | $73,360-2.2% | $177,989-59.7% | $74,495-3.7% |
| Participation rate | 44.9% | 66.6%-21.7pp | 77.1%-32.2pp | 67.2%-22.3pp |
| Annual return | 12.62% | 17.49%-4.9pp | 294.48%-281.9pp | 1364.94%-1352.3pp |
| Employer contribution / active EE | $1,022 | $2,216-53.9% | $3,949-74.1% | $2,623-61.1% |
| Participant deferral / active EE | $5,713 | $4,513+26.6% | $6,276-9.0% | $4,346+31.5% |
| Admin fee / account holder | $79 | $1,808-95.6% | $10,363-99.2% | $1,942-95.9% |