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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,787 | $181,896-62.2% | $156,551-56.1% | $273,972-74.9% |
| Participation rate | 91.7% | 88.4%+3.3pp | 84.0%+7.7pp | 83.0%+8.7pp |
| Annual return | 9.33% | 30.74%-21.4pp | 32.23%-22.9pp | 41.46%-32.1pp |
| Employer contribution / active EE | $5,693 | $6,248-8.9% | $5,501+3.5% | $4,869+16.9% |
| Participant deferral / active EE | $4,435 | $5,550-20.1% | $4,871-8.9% | $5,287-16.1% |
| Admin fee / account holder | $1,166 | $15,560-92.5% | $13,028-91.0% | $10,133-88.5% |