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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,208 | $78,428-73.0% | $95,960-77.9% | $79,852-73.4% |
| Participation rate | 90.9% | 73.5%+17.4pp | 77.1%+13.8pp | 69.6%+21.3pp |
| Annual return | 18.02% | 19.37%-1.3pp | 91.63%-73.6pp | 31.72%-13.7pp |
| Employer contribution / active EE | $2,211 | $1,945+13.7% | $2,541-13.0% | $2,471-10.5% |
| Participant deferral / active EE | $7,606 | $3,440+121.1% | $4,167+82.5% | $3,740+103.3% |
| Admin fee / account holder | $4,257 | $5,622-24.3% | $6,797-37.4% | $5,306-19.8% |