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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,459 | $49,897-55.0% | $80,648-72.2% | $75,177-70.1% |
| Participation rate | 62.3% | 55.3%+7.0pp | 67.0%-4.7pp | 67.2%-4.9pp |
| Annual return | 19.75% | 34.68%-14.9pp | 937.21%-917.5pp | 160.75%-141.0pp |
| Employer contribution / active EE | $1,470 | $1,699-13.5% | $2,724-46.0% | $2,671-45.0% |
| Participant deferral / active EE | $3,022 | $2,992+1.0% | $4,443-32.0% | $4,126-26.8% |
| Admin fee / account holder | $849 | $3,579-76.3% | $5,382-84.2% | $5,651-85.0% |