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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $47,761 |
Filed as: GALLAGHER BENEFIT SERVICES INC DBA Service code 27 1100 SUPERIOR AVE STE 1700 · CLEVELAND, OH 44114 | Advisory (Plan) | $20,904 |
Filed as: NORTHWESTERN MUTUAL INVESTMENT SVCS Service code 55 720 E WISCONSIN AVE · MILWAUKEE, WI 53202 | Other Commissions | $20,829 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $18,929 |
Service code 99 1801 CALIFORNIA ST · DENVER, CO 80202 | Other Fees | $8,650 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,657 | $66,004+7.1% | $81,820-13.6% | $77,714-9.1% |
| Participation rate | 47.2% | 65.8%-18.6pp | 72.4%-25.2pp | 70.6%-23.4pp |
| Annual return | 15.60% | 26.65%-11.1pp | 777.93%-762.3pp | 31.26%-15.7pp |
| Employer contribution / active EE | $579 | $2,375-75.6% | $2,915-80.1% | $2,727-78.8% |
| Participant deferral / active EE | $3,905 | $3,508+11.3% | $4,323-9.7% | $4,649-16.0% |
| Admin fee / account holder | $326 | $527-38.1% | $7,391-95.6% | $433-24.7% |