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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,666 | $110,337+2.1% | $102,383+10.0% | $145,877-22.8% |
| Participation rate | 91.7% | 77.9%+13.7pp | 74.5%+17.2pp | 80.3%+11.4pp |
| Annual return | 13.09% | 24.83%-11.7pp | 24.94%-11.8pp | 551.28%-538.2pp |
| Employer contribution / active EE | $4,024 | $4,216-4.6% | $3,870+4.0% | $4,663-13.7% |
| Participant deferral / active EE | $13,027 | $5,621+131.8% | $5,060+157.5% | $6,691+94.7% |
| Admin fee / account holder | $575 | $9,750-94.1% | $8,391-93.2% | $13,402-95.7% |