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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,866 | $152,597-74.5% | $117,533-66.9% | $134,532-71.1% |
| Participation rate | 66.7% | 77.1%-10.4pp | 70.6%-3.9pp | 81.2%-14.6pp |
| Annual return | -14.37% | 53.04%-67.4pp | 29.77%-44.1pp | 418.27%-432.6pp |
| Employer contribution / active EE | $1,590 | $5,576-71.5% | $4,179-61.9% | $4,741-66.5% |
| Participant deferral / active EE | $2,726 | $4,821-43.5% | $4,072-33.1% | $6,401-57.4% |
| Admin fee / account holder | $4,791 | $7,007-31.6% | $5,647-15.2% | $11,429-58.1% |