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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,506 | $142,392-52.6% | $119,622-43.6% | $134,532-49.8% |
| Participation rate | 66.7% | 82.8%-16.2pp | 79.3%-12.6pp | 81.2%-14.6pp |
| Annual return | -3.01% | -12.46%+9.5pp | -14.98%+12.0pp | 418.27%-421.3pp |
| Employer contribution / active EE | $1,983 | $5,224-62.0% | $4,232-53.1% | $4,741-58.2% |
| Participant deferral / active EE | $3,260 | $6,467-49.6% | $5,601-41.8% | $6,401-49.1% |
| Admin fee / account holder | $58,792 | $13,593+332.5% | $10,328+469.3% | $11,429+414.4% |