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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,622 | $217,432+65.4% | $185,849+93.5% | $167,536+114.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 12.15% | 148.42%-136.3pp | 122.10%-109.9pp | 478.82%-466.7pp |
| Employer contribution / active EE | $9,873 | $5,875+68.1% | $5,169+91.0% | $4,839+104.0% |
| Participant deferral / active EE | $19,844 | $6,357+212.1% | $5,569+256.3% | $6,342+212.9% |
| Admin fee / account holder | $425 | $19,818-97.9% | $16,244-97.4% | $12,315-96.5% |