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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,007 | $183,592+85.2% | $155,574+118.5% | $145,877+133.1% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 13.28% | 61.37%-48.1pp | 64.87%-51.6pp | 551.28%-538.0pp |
| Employer contribution / active EE | $2,855 | $5,317-46.3% | $4,676-38.9% | $4,663-38.8% |
| Participant deferral / active EE | $5,427 | $6,466-16.1% | $5,629-3.6% | $6,691-18.9% |
| Admin fee / account holder | $20,973 | $19,316+8.6% | $15,914+31.8% | $13,402+56.5% |