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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,001 | $46,732-76.5% | $156,551-93.0% | $55,167-80.1% |
| Participation rate | 28.2% | 65.8%-37.6pp | 84.0%-55.8pp | 69.0%-40.8pp |
| Annual return | 16.63% | 17.72%-1.1pp | 32.23%-15.6pp | 169.23%-152.6pp |
| Employer contribution / active EE | $551 | $2,105-73.8% | $5,501-90.0% | $1,963-71.9% |
| Participant deferral / active EE | $657 | $2,204-70.2% | $4,871-86.5% | $3,054-78.5% |
| Admin fee / account holder | $80 | $418-80.9% | $13,028-99.4% | $504-84.1% |