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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,840 | $110,337+4.1% | $102,383+12.2% | $145,877-21.3% |
| Participation rate | 94.4% | 77.9%+16.5pp | 74.5%+19.9pp | 80.3%+14.1pp |
| Annual return | 10.24% | 24.83%-14.6pp | 24.94%-14.7pp | 551.28%-541.0pp |
| Employer contribution / active EE | $9,445 | $4,216+124.0% | $3,870+144.0% | $4,663+102.6% |
| Participant deferral / active EE | $4,318 | $5,621-23.2% | $5,060-14.7% | $6,691-35.5% |
| Admin fee / account holder | $17,392 | $9,750+78.4% | $8,391+107.3% | $13,402+29.8% |