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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,987 | $111,535+26.4% | $105,223+34.0% | $137,256+2.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 15.74% | 237.85%-222.1pp | 180.65%-164.9pp | 220.34%-204.6pp |
| Employer contribution / active EE | $2,658 | $3,939-32.5% | $3,689-27.9% | $4,156-36.0% |
| Participant deferral / active EE | $5,074 | $5,500-7.7% | $5,072+0.1% | $6,407-20.8% |
| Admin fee / account holder | $4,755 | $9,721-51.1% | $8,859-46.3% | $12,270-61.3% |