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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,578 | $37,463-34.4% | $77,100-68.1% | $66,949-63.3% |
| Participation rate | 52.7% | 52.9%-0.2pp | 67.9%-15.2pp | 69.8%-17.1pp |
| Annual return | -18.74% | -3.25%-15.5pp | 42.35%-61.1pp | 1.57%-20.3pp |
| Employer contribution / active EE | $1,127 | $1,535-26.6% | $2,815-60.0% | $2,545-55.7% |
| Participant deferral / active EE | $2,367 | $2,621-9.7% | $4,430-46.6% | $4,239-44.2% |
| Admin fee / account holder | $432 | $568-23.9% | $5,443-92.1% | $594-27.2% |