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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,951 | $160,040-76.3% | $147,096-74.2% | $145,877-74.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.58% | 98.49%-88.9pp | 419.75%-410.2pp | 551.28%-541.7pp |
| Employer contribution / active EE | $1,796 | $5,289-66.0% | $4,936-63.6% | $4,663-61.5% |
| Participant deferral / active EE | $4,232 | $8,429-49.8% | $8,071-47.6% | $6,691-36.7% |
| Admin fee / account holder | $6,036 | $15,050-59.9% | $13,005-53.6% | $13,402-55.0% |