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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,746 | $176,077-18.4% | $159,455-9.9% | $167,518-14.2% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.55% | 331.83%-318.3pp | 263.63%-250.1pp | 478.71%-465.2pp |
| Employer contribution / active EE | $23,801 | $5,298+349.2% | $4,830+392.8% | $4,838+391.9% |
| Participant deferral / active EE | $18,743 | $7,751+141.8% | $7,353+154.9% | $6,342+195.5% |
| Admin fee / account holder | $743 | $12,556-94.1% | $10,800-93.1% | $12,312-94.0% |