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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,347 | $158,852-34.3% | $121,220-13.9% | $135,379-22.9% |
| Participation rate | 62.5% | 79.3%-16.8pp | 71.8%-9.3pp | 82.6%-20.1pp |
| Annual return | -5.14% | -0.64%-4.5pp | 16.94%-22.1pp | 519.79%-524.9pp |
| Employer contribution / active EE | $1,658 | $5,666-70.7% | $4,023-58.8% | $4,779-65.3% |
| Participant deferral / active EE | $7,159 | $4,006+78.7% | $3,345+114.0% | $5,609+27.6% |
| Admin fee / account holder | $5,306 | $6,515-18.6% | $5,021+5.7% | $10,828-51.0% |