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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,324 | $81,358-56.6% | $155,556-77.3% | $80,959-56.4% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.10% | 33.39%-23.3pp | 64.84%-54.7pp | 35.67%-25.6pp |
| Employer contribution / active EE | $1,040 | $3,106-66.5% | $4,675-77.8% | $2,757-62.3% |
| Participant deferral / active EE | $2,609 | $3,455-24.5% | $5,631-53.7% | $4,300-39.3% |
| Admin fee / account holder | $4,771 | $7,994-40.3% | $15,885-70.0% | $6,925-31.1% |