Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $70,620 |
RAYMOND JAMES FINANCIAL SERVICES4+ years Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 27 · EIN 59-1237041 | Advisory (Plan) | $33,981 |
BKD, LLP3 years Filed as: DIXON HUGHES GOODMAN LLP Service code 13 · EIN 56-0747981 | Contract Administrator | $5,388 |
Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,839 | $73,102-33.2% | $123,553-60.5% | $56,289-13.2% |
| Participation rate | 66.5% | 74.3%-7.8pp | 82.3%-15.8pp | 69.9%-3.4pp |
| Annual return | -7.87% | 3.01%-10.9pp | 119.21%-127.1pp | -9.96%+2.1pp |
| Employer contribution / active EE | $1,950 | $2,977-34.5% | $4,628-57.9% | $2,111-7.6% |
| Participant deferral / active EE | $3,957 | $5,423-27.0% | $6,426-38.4% | $3,350+18.1% |
| Admin fee / account holder | $307 | $554-44.6% | $9,284-96.7% | $521-41.1% |