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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,862 | $77,816-71.9% | $123,552-82.3% | $64,173-65.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -7.24% | 12.49%-19.7pp | 119.20%-126.4pp | 7.63%-14.9pp |
| Employer contribution / active EE | $741 | $3,014-75.4% | $4,628-84.0% | $2,381-68.9% |
| Participant deferral / active EE | $1,683 | $5,240-67.9% | $6,426-73.8% | $3,470-51.5% |
| Admin fee / account holder | $7,733 | $5,519+40.1% | $9,285-16.7% | $4,887+58.2% |