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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,821 | $133,981+0.6% | $112,249+20.1% | $134,532+0.2% |
| Participation rate | 63.6% | 78.6%-14.9pp | 75.1%-11.4pp | 81.2%-17.6pp |
| Annual return | -9.94% | 47.16%-57.1pp | 27.48%-37.4pp | 418.27%-428.2pp |
| Employer contribution / active EE | $1,321 | $4,040-67.3% | $3,636-63.7% | $4,741-72.1% |
| Participant deferral / active EE | $4,331 | $5,292-18.2% | $4,729-8.4% | $6,401-32.3% |
| Admin fee / account holder | $22,519 | $7,492+200.6% | $6,412+251.2% | $11,429+97.0% |