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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,715 | $77,816+68.0% | $123,552+5.8% | $64,173+103.7% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -8.68% | 12.49%-21.2pp | 119.20%-127.9pp | 7.63%-16.3pp |
| Employer contribution / active EE | $7,639 | $3,014+153.4% | $4,628+65.1% | $2,381+220.8% |
| Participant deferral / active EE | $9,122 | $5,240+74.1% | $6,426+42.0% | $3,470+162.9% |
| Admin fee / account holder | $6,164 | $5,519+11.7% | $9,285-33.6% | $4,887+26.1% |