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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,468 | $46,732+147.1% | $156,551-26.2% | $55,167+109.3% |
| Participation rate | 98.1% | 65.8%+32.4pp | 84.0%+14.1pp | 69.0%+29.2pp |
| Annual return | 10.00% | 17.72%-7.7pp | 32.23%-22.2pp | 169.23%-159.2pp |
| Employer contribution / active EE | $5,356 | $2,105+154.4% | $5,501-2.6% | $1,963+172.9% |
| Participant deferral / active EE | $4,614 | $2,204+109.3% | $4,871-5.3% | $3,054+51.1% |
| Admin fee / account holder | $1,805 | $418+331.5% | $13,028-86.1% | $504+258.3% |