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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,939 | $76,551-80.5% | $123,894-87.9% | $62,881-76.2% |
| Participation rate | 85.7% | 73.0%+12.7pp | 81.4%+4.3pp | 69.3%+16.4pp |
| Annual return | 6.29% | 18.68%-12.4pp | 47.52%-41.2pp | 20.14%-13.9pp |
| Employer contribution / active EE | $689 | $2,882-76.1% | $4,617-85.1% | $2,281-69.8% |
| Participant deferral / active EE | $1,133 | $4,840-76.6% | $5,984-81.1% | $3,203-64.6% |
| Admin fee / account holder | $506 | $4,826-89.5% | $8,357-93.9% | $4,296-88.2% |