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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $12,486 |
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,291 | $79,961-9.6% | $98,462-26.6% | $75,177-3.8% |
| Participation rate | 98.8% | 70.4%+28.5pp | 75.2%+23.7pp | 67.2%+31.6pp |
| Annual return | 11.94% | 19.75%-7.8pp | 21.17%-9.2pp | 160.75%-148.8pp |
| Employer contribution / active EE | $3,111 | $2,264+37.4% | $3,049+2.0% | $2,671+16.5% |
| Participant deferral / active EE | $5,842 | $3,753+55.7% | $4,738+23.3% | $4,126+41.6% |
| Admin fee / account holder | $37 | $6,842-99.5% | $8,875-99.6% | $5,651-99.3% |