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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,586 | $109,359-46.4% | $162,185-63.9% | $72,976-19.7% |
| Participation rate | 44.8% | 84.3%-39.4pp | 87.6%-42.7pp | 69.5%-24.7pp |
| Annual return | 27.83% | 25.46%+2.4pp | 115.61%-87.8pp | 81.02%-53.2pp |
| Employer contribution / active EE | $0 | $3,907-100.0% | $5,613-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $5,156 | $5,481-5.9% | $7,297-29.3% | $3,608+42.9% |
| Admin fee / account holder | $2,799 | $7,972-64.9% | $10,844-74.2% | $5,124-45.4% |