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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,797 | $175,231-43.0% | $149,696-33.3% | $139,466-28.4% |
| Participation rate | 79.2% | 83.4%-4.2pp | 78.8%+0.4pp | 80.3%-1.2pp |
| Annual return | 14.18% | 166.77%-152.6pp | 134.46%-120.3pp | 373.66%-359.5pp |
| Employer contribution / active EE | $5,878 | $5,478+7.3% | $4,821+21.9% | $4,754+23.6% |
| Participant deferral / active EE | $4,808 | $6,521-26.3% | $5,682-15.4% | $6,712-28.4% |
| Admin fee / account holder | $7,016 | $16,155-56.6% | $13,212-46.9% | $11,409-38.5% |