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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,186 | $175,259-72.5% | $149,723-67.8% | $139,487-65.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 4.57% | 166.82%-162.3pp | 134.50%-129.9pp | 373.84%-369.3pp |
| Employer contribution / active EE | $6,311 | $5,478+15.2% | $4,821+30.9% | $4,755+32.7% |
| Participant deferral / active EE | $4,285 | $6,522-34.3% | $5,682-24.6% | $6,713-36.2% |
| Admin fee / account holder | $19,318 | $16,158+19.6% | $13,215+46.2% | $11,407+69.3% |