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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,462 | $180,459-85.3% | $154,108-82.8% | $135,380-80.5% |
| Participation rate | 72.7% | 87.4%-14.7pp | 83.0%-10.3pp | 82.6%-9.9pp |
| Annual return | -3.35% | 888.21%-891.6pp | 735.21%-738.6pp | 519.81%-523.2pp |
| Employer contribution / active EE | $6,942 | $6,035+15.0% | $5,298+31.0% | $4,779+45.3% |
| Participant deferral / active EE | $397 | $5,806-93.2% | $5,081-92.2% | $5,609-92.9% |
| Admin fee / account holder | $82,923 | $16,145+413.6% | $13,411+518.3% | $10,828+665.8% |