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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,640 | $81,870+8.3% | $119,634-25.9% | $68,490+29.4% |
| Participation rate | 98.9% | 71.9%+27.1pp | 79.3%+19.7pp | 67.9%+31.1pp |
| Annual return | -21.16% | -23.82%+2.7pp | -14.98%-6.2pp | -7.85%-13.3pp |
| Employer contribution / active EE | $2,706 | $2,692+0.5% | $4,232-36.1% | $2,597+4.2% |
| Participant deferral / active EE | $5,618 | $4,148+35.4% | $5,601+0.3% | $4,028+39.5% |
| Admin fee / account holder | $3,505 | $6,583-46.8% | $10,329-66.1% | $5,403-35.1% |