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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,733 | $80,983+45.4% | $96,544+21.9% | $75,177+56.6% |
| Participation rate | 75.0% | 71.8%+3.2pp | 76.0%-1.0pp | 67.2%+7.8pp |
| Annual return | 26.04% | 27.05%-1.0pp | 25.88%+0.2pp | 160.75%-134.7pp |
| Employer contribution / active EE | $13,479 | $2,282+490.5% | $2,966+354.4% | $2,671+404.6% |
| Participant deferral / active EE | $5,372 | $3,929+36.8% | $4,851+10.7% | $4,126+30.2% |
| Admin fee / account holder | $931 | $6,717-86.1% | $8,254-88.7% | $5,651-83.5% |