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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,281 | $85,171-60.9% | $172,753-80.7% | $72,976-54.4% |
| Participation rate | 94.9% | 70.1%+24.8pp | 82.6%+12.3pp | 69.5%+25.4pp |
| Annual return | 22.43% | 27.32%-4.9pp | 803.00%-780.6pp | 81.02%-58.6pp |
| Employer contribution / active EE | $3,015 | $3,324-9.3% | $5,144-41.4% | $2,440+23.6% |
| Participant deferral / active EE | $4,304 | $3,260+32.0% | $5,198-17.2% | $3,608+19.3% |
| Admin fee / account holder | $3,888 | $5,880-33.9% | $13,956-72.1% | $5,124-24.1% |