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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,022 | $156,398+20.9% | $147,318+28.3% | $138,895+36.1% |
| Participation rate | 85.0% | 83.8%+1.2pp | 82.1%+2.9pp | 79.9%+5.1pp |
| Annual return | 15.23% | 78.75%-63.5pp | 70.43%-55.2pp | 145.39%-130.2pp |
| Employer contribution / active EE | $3,533 | $4,853-27.2% | $4,593-23.1% | $4,194-15.8% |
| Participant deferral / active EE | $7,676 | $8,237-6.8% | $7,906-2.9% | $6,396+20.0% |
| Admin fee / account holder | $2,005 | $14,976-86.6% | $13,708-85.4% | $12,562-84.0% |