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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,022 | $162,136+16.6% | $152,301+24.1% | $154,746+22.2% |
| Participation rate | 85.0% | 84.1%+0.9pp | 82.4%+2.6pp | 80.7%+4.3pp |
| Annual return | 15.23% | 91.02%-75.8pp | 80.50%-65.3pp | 172.34%-157.1pp |
| Employer contribution / active EE | $3,533 | $4,890-27.8% | $4,624-23.6% | $4,379-19.3% |
| Participant deferral / active EE | $7,676 | $8,341-8.0% | $8,004-4.1% | $6,730+14.0% |
| Admin fee / account holder | $2,005 | $15,759-87.3% | $14,398-86.1% | $14,365-86.0% |