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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,022 | $196,972-4.0% | $182,262+3.7% | $198,609-4.8% |
| Participation rate | 85.0% | 85.7%-0.7pp | 84.2%+0.8pp | 82.4%+2.6pp |
| Annual return | 15.23% | 158.27%-143.0pp | 140.60%-125.4pp | 202.70%-187.5pp |
| Employer contribution / active EE | $3,533 | $5,364-34.1% | $5,046-30.0% | $5,055-30.1% |
| Participant deferral / active EE | $7,676 | $8,643-11.2% | $8,276-7.3% | $6,977+10.0% |
| Admin fee / account holder | $2,005 | $18,429-89.1% | $16,712-88.0% | $19,030-89.5% |