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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,570 | $77,638+503.5% | $156,551+199.3% | $62,881+645.2% |
| Participation rate | 98.6% | 71.2%+27.4pp | 84.0%+14.6pp | 69.3%+29.3pp |
| Annual return | 8.15% | 50.33%-42.2pp | 32.23%-24.1pp | 20.14%-12.0pp |
| Employer contribution / active EE | $16,206 | $3,444+370.6% | $5,501+194.6% | $2,281+610.5% |
| Participant deferral / active EE | $12,871 | $3,046+322.6% | $4,871+164.2% | $3,203+301.8% |
| Admin fee / account holder | $7,410 | $5,561+33.2% | $13,028-43.1% | $4,296+72.5% |