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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $812,892 | $76,407+963.9% | $150,298+440.9% | $82,448+885.9% |
| Participation rate | 98.3% | 66.4%+31.9pp | 77.8%+20.5pp | 68.1%+30.2pp |
| Annual return | 27.06% | 39.99%-12.9pp | 62.79%-35.7pp | 41.64%-14.6pp |
| Employer contribution / active EE | $21,573 | $2,614+725.3% | $4,154+419.3% | $2,551+745.7% |
| Participant deferral / active EE | $15,082 | $3,214+369.2% | $5,453+176.6% | $4,139+264.4% |
| Admin fee / account holder | $4,413 | $6,352-30.5% | $14,116-68.7% | $7,234-39.0% |