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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,073 | $60,349+50.9% | $74,184+22.8% | $62,881+44.8% |
| Participation rate | 80.8% | 72.7%+8.0pp | 76.6%+4.2pp | 69.3%+11.5pp |
| Annual return | 4.85% | 21.38%-16.5pp | 17.74%-12.9pp | 20.14%-15.3pp |
| Employer contribution / active EE | $649 | $1,680-61.4% | $2,370-72.6% | $2,281-71.6% |
| Participant deferral / active EE | $1,483 | $2,856-48.1% | $3,550-58.2% | $3,203-53.7% |
| Admin fee / account holder | $3,062 | $4,261-28.1% | $5,586-45.2% | $4,296-28.7% |