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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,368 | $124,425+56.2% | $112,040+73.5% | $137,256+41.6% |
| Participation rate | 56.3% | 79.3%-23.1pp | 76.5%-20.2pp | 80.0%-23.7pp |
| Annual return | 10.66% | 24.72%-14.1pp | 24.52%-13.9pp | 220.34%-209.7pp |
| Employer contribution / active EE | $853 | $3,411-75.0% | $2,954-71.1% | $4,156-79.5% |
| Participant deferral / active EE | $2,964 | $5,718-48.2% | $5,098-41.9% | $6,407-53.7% |
| Admin fee / account holder | $36,699 | $15,207+141.3% | $12,098+203.3% | $12,270+199.1% |