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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,462 | $99,345-70.3% | $84,753-65.2% | $273,972-89.2% |
| Participation rate | 85.7% | 80.7%+5.0pp | 76.6%+9.1pp | 83.0%+2.7pp |
| Annual return | 34.44% | 22.93%+11.5pp | 22.78%+11.7pp | 41.46%-7.0pp |
| Employer contribution / active EE | $2,668 | $4,214-36.7% | $3,574-25.3% | $4,869-45.2% |
| Participant deferral / active EE | $4,990 | $4,270+16.9% | $3,712+34.4% | $5,287-5.6% |
| Admin fee / account holder | $904 | $6,645-86.4% | $5,333-83.0% | $10,133-91.1% |