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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,160 | $84,518-56.0% | $67,704-45.1% | $125,389-70.4% |
| Participation rate | 65.0% | 74.8%-9.8pp | 67.5%-2.5pp | 83.2%-18.2pp |
| Annual return | -3.79% | 2.57%-6.4pp | 25.41%-29.2pp | 282.24%-286.0pp |
| Employer contribution / active EE | $1,417 | $3,292-57.0% | $2,559-44.6% | $4,866-70.9% |
| Participant deferral / active EE | $3,588 | $4,430-19.0% | $3,585+0.1% | $5,352-32.9% |
| Admin fee / account holder | $978 | $5,340-81.7% | $4,255-77.0% | $9,541-89.7% |