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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,106 | $49,897-53.7% | $80,648-71.3% | $75,177-69.3% |
| Participation rate | 36.4% | 55.3%-19.0pp | 67.0%-30.6pp | 67.2%-30.8pp |
| Annual return | 25.77% | 34.68%-8.9pp | 937.21%-911.4pp | 160.75%-135.0pp |
| Employer contribution / active EE | $1,053 | $1,699-38.0% | $2,724-61.3% | $2,671-60.6% |
| Participant deferral / active EE | $2,358 | $2,992-21.2% | $4,443-46.9% | $4,126-42.9% |
| Admin fee / account holder | $384 | $3,579-89.3% | $5,382-92.9% | $5,651-93.2% |