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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,053 | $52,279-78.9% | $89,414-87.6% | $79,852-86.2% |
| Participation rate | 73.3% | 57.5%+15.8pp | 68.0%+5.3pp | 69.6%+3.7pp |
| Annual return | 17.08% | 22.16%-5.1pp | 245.50%-228.4pp | 31.72%-14.6pp |
| Employer contribution / active EE | $287 | $1,572-81.7% | $2,586-88.9% | $2,471-88.4% |
| Participant deferral / active EE | $1,696 | $2,740-38.1% | $3,890-56.4% | $3,740-54.7% |
| Admin fee / account holder | $764 | $3,356-77.2% | $4,883-84.3% | $5,306-85.6% |