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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,882 | $198,457-90.0% | $170,435-88.3% | $147,586-86.5% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 17.45% | 257.30%-239.9pp | 205.94%-188.5pp | 578.59%-561.1pp |
| Employer contribution / active EE | $2,054 | $6,183-66.8% | $5,432-62.2% | $4,876-57.9% |
| Participant deferral / active EE | $4,897 | $5,629-13.0% | $4,939-0.9% | $5,439-10.0% |
| Admin fee / account holder | $712 | $16,852-95.8% | $13,881-94.9% | $10,886-93.5% |