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| Provider | Service type | Compensation |
|---|---|---|
EPIC RETIREMENT PLAN SERVICES2+ years Filed as: RETIREMENT PLAN CONCEPTS Service code 14 · EIN 35-2091834 6509 MUTUAL DRIVE · FORT WAYNE, IN 46825 | Plan Administrator | $88,420 |
AMERICAN FUNDS1 year Filed as: CAPITAL ANALYSTS INC Service code 26 9951 CROSSPOINT BLVD #100 · INDIANAPOLIS, IN 46256 | Advisory (Participants) | $54,472 |
Service code 17 · EIN 32-7481187 2110 CLEARLAKE BLVD · CHAMPAIGN, IL 618228933 | Pension Consulting | $26,575 |
Filed as: VONLEHMAN AND COMPANY Service code 10 · EIN 31-0905417 8250 WOODFIELD CROSSING BLVD #300 · INDIANAPOLIS, IN 46240 | Accounting | $13,500 |
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $5,415 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,310 | $85,635-48.3% | $123,894-64.2% | $63,975-30.7% |
| Participation rate | 46.4% | 74.9%-28.6pp | 81.4%-35.1pp | 71.1%-24.8pp |
| Annual return | 24.47% | 15.74%+8.7pp | 47.52%-23.0pp | 48.65%-24.2pp |
| Employer contribution / active EE | $803 | $3,076-73.9% | $4,617-82.6% | $2,182-63.2% |
| Participant deferral / active EE | $2,170 | $5,667-61.7% | $5,984-63.7% | $3,356-35.3% |
| Admin fee / account holder | $0 | $75-100.0% | $8,357-100.0% | $70-100.0% |