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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,655 | $138,312-44.6% | $122,979-37.7% | $155,188-50.6% |
| Participation rate | 50.0% | 80.2%-30.2pp | 77.2%-27.2pp | 80.8%-30.8pp |
| Annual return | 15.99% | 22.06%-6.1pp | 20.12%-4.1pp | 148.84%-132.8pp |
| Employer contribution / active EE | $2,056 | $3,530-41.8% | $3,062-32.9% | $4,248-51.6% |
| Participant deferral / active EE | $8,470 | $5,592+51.5% | $5,003+69.3% | $6,531+29.7% |
| Admin fee / account holder | $3,390 | $15,089-77.5% | $12,864-73.6% | $14,480-76.6% |