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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,451 | $165,399-76.8% | $149,745-74.3% | $158,982-75.8% |
| Participation rate | 94.1% | 84.6%+9.5pp | 82.5%+11.6pp | 82.0%+12.2pp |
| Annual return | 14.09% | 348.34%-334.2pp | 276.72%-262.6pp | 302.99%-288.9pp |
| Employer contribution / active EE | $2,779 | $5,105-45.6% | $4,646-40.2% | $4,763-41.6% |
| Participant deferral / active EE | $8,451 | $7,183+17.7% | $6,843+23.5% | $5,983+41.2% |
| Admin fee / account holder | $10,339 | $10,811-4.4% | $9,312+11.0% | $11,252-8.1% |