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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,611 | $138,385+88.3% | $184,243+41.4% | $80,925+222.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 15.91% | 20.02%-4.1pp | 28.82%-12.9pp | 35.65%-19.7pp |
| Employer contribution / active EE | $10,631 | $4,851+119.2% | $6,427+65.4% | $2,756+285.7% |
| Participant deferral / active EE | $16,541 | $7,075+133.8% | $9,132+81.1% | $4,299+284.8% |
| Admin fee / account holder | $8,584 | $10,489-18.2% | $13,914-38.3% | $6,940+23.7% |